Friday, May 31, 2019

Critical Analysis Of Young Goodman Brown :: Free Essay Writer

Critical Analysis of Young Goodman BrownNathaniel Hawthorne&8217s short story of Young Goodman Brown is a reflection of the Puritan faith as well as man&8217s conflict between good and grievous. This analysis will emphasize on the theme of Young Goodman Brown as well Hawthorne&8217s usage of symbolism and allegories throughout the story.Literary dilettante D.M. McKeithan says that the theme of the story is sin and the nasty effect sin has on mankind. McKeithan also believes that the theme to Hawthorne&8217s Young Goodman Brown, is based on the ability that lousiness has to persuade man to do defame and the falseness of man&8217s virtues. The protagonist in the story, Brown, journeyed in the woods where he discovered that his Puritan community is not virtuous. Brown discovered that the wide-cut community including his wife, whom is portrayed as being pure, indulges in sin and therefore Brown&8217s life turns dark due to his loss of hope. Literary critic Mark Van Doren states&82 20Young Goodman Brown means exactly what it says, namely that its hero left his pretty young wife one evening &8230 to walk by himself in a primitive New England woods, the Devil&8217s territory,&8230and either to dream or actually to experience (Hawthorne will not say) the discovery that evil exist in every humane heart&8230Brown is changed. He thinks there is no good on earth&8230Brown, waking from his dream, if it was a dream,&8230sees evil even where it is not&8230He had stumbled upon that &8220mystery of sin which, rightly understood, provides the only sane and cheerful view of life there is. Understand in Brown&8217s fashion, if darkens and sours the world, withering hope and charity, and perverting whatever is truly good until it looks like evil at its worst like blasphemy and hypocrisy. (Van Doren 234)McKeithan says that Hawthorne is saying that in every human heart there is sin, but the story does not emphasize on sin alone, it emphasizes on the effects of sin. McKeithan s tates that to interpret Young Goodman Brown, the reader must machinate the distinction between sin and the effects of sin.Literary critic David Levin says that Brown allows the Devil&8217s statements about the persecution of Indians and the Quakers allows him to accept the false statements of the Devil. Therefore Brown fails to fall upon the difference between a single person and actions of people as a whole. Levin says that Hawthorne&8217s way of writing Young Goodman Brown gives a die interpretation of the meaning.

Thursday, May 30, 2019

The Life of Norman Rockwell :: essays research papers

Norman Rockwell is best known for his depictions of dail life of a rural America. Rockwells goals in art revolved around his appetency to create an ideal America. He said I paint life as I would like it to be.The second child of Jarvis W. Rockwell and his wife Nancy, Norman Perceval Rockwell was natural in the famous advanced York City. In his summers he enjoyed life on the countryside, which made a profound impact on his art.Rockwell remained in Manhattan until 1903, when they moved to Mamaroneck, New York. It was there he decided to pursue a vocation as an illustrator.In 1908, He began attending the Chase School of Fine Art. At the jump on of fifteen he quit high school to enroll in classes at the National Academy of Design. He left the Academy a yr after finding out that it was geared towards training of the fine artist rather than the illustrator. He then enrolled in the Art Students League studying inder George Bridgman and doubting Thomas Fogarty. In addition to excelli ng in his skills in drawing and painting, Rockwell was introduced to the illustration of Howard Pyle.In 1911, Rockwell illustrated his first book, Tell Me Why Stories. Two Years later he contributed to Boys smell, He soon became art director of the magazine. Commissions for other childrens magazines, among them St. Nicholas, Youths Companion and American Boys, soon followed. In 1915, Rockwell moved to New Rochelle, New York, home to many a(prenominal) of Americas finest Illustrators. He studied the work of older illustrators while painting crisply, painted renditions of fresh-faced kids and dogs.A turning point in Rockwells career occurred one year later when he sold five cover illustrations to George Lorimer, editor of the Saturday Evening Post. For the next four decades, Rockwells name would be synonymous with the Post. During that time he produced 322 covers for the magazine.By the 1920s, Rockwell achieved considerable success.

Wednesday, May 29, 2019

Symbollism in Goodman Brown Essay -- Essays Papers

Symbollism in Goodman BrownThe Symbolism in Nathan Hawthornes Young Goodman Brown begins before the recital starts. The original sign of symbolism is in the title of the story. The intelligence service young is used in saying that Mr. Brown is young in his marriage and in his maturity. The following word Goodman was a term used in Hawthornes day as a man under a gentleman. This fits Mr. Brown because he is no one and only(a) special, only to his friends and family. Symbolism is strewn throughout the story in what seems like every word. In the beginning of the story, the phrase Faith, as the wife was so aptly named shows that the word Faith is not only his wifes name, rather it is also the Faith one must have to believe in religion. Mr. Browns faith is tested in this story to determine wether or not he is good or evil. Secondly, when he is leaving and his wife is begging that he stay. This is awful close the situation afterwards in the story where his mothers refineme nt is trying to hold him back. Yet, Mr. Brown tells his wife that My journey, as thoust call it, forth and back again must be do twixt now and sunrise. Taking a journey as she calls it like his father and his grandfather had when they were young. Once again, later in the story when his mother tells him to stay back, the ghost of his father is the one who tells him to go on. When Mr. Brown enters the forest he says that There may be a devilish Indian behind every maneuver (which will be discussed later) and W...

Essay --

We are all familiar with hospitals. Depending on our condition we see many a(prenominal) different doctors and nurses. Manny patients think their primary care sponsor is their doctor, however they are wrong. The primary caregiver is their nurse working every hour, the nurse is checking their vitals, and assessing their condition. Now lets go to a patient in critical condition. Andrew, a thirty-three year old man who had been badly burned, and lost his leg to the trauma. Andrew was in such pain his aid nurse gave him the soap and the nurse was very worried of respiratory collapse. Andrew spent eight weeks in the critical care department, but said he would not throw survived it without his attending nurse Ellen. The patient is taken care of, but the patient doesnt know how the nurse is doing, who is providing their care. That patient doesnt know if he or she feels overworked or if he or she has had a break in the last twelve hours. The patient probably doesnt know that the cri tical care nurse is taking care of seven other patients. The American Association of Colleges of Nursing, critical care nursing is that specialty within nursing that deals specifically with human responses to life-threatening problems. A critical care nurse is a licensed professional nurse who is responsible for ensuring that acutely and critically ill patients and their families receive optimal care. (American Association of Critical-Care Nurses, 2010) In summary critical nursing is a daunting task one where one individual would be overworked and trying to be in too many places at once. In addition nurses are feeling an even extra strain because hospitals intensive care units are understaffed. Now, this is not an extreme situation, however is a direct iss... ...ge, this is a vicious circle. A circle that needs to be broken by the administrations to provide better care for our nurses which will result in better care of patients. Ultimately something needs to be done to better protect the rights of individual nurses bringing the shortage and patient deaths down. As stated early, nurses are primary caregivers in hospitals. Nursing will never be an easy profession, but it is an admirable one. Nurses arent nurses because they receive worthy pay or have decent schedules. Nurses are the ultimate care givers because they are compassionate and have a passion for helping others. Unfortunately, the lack of respect and shortage makes it difficult for nurses to genuinely see the gift they are giving their patients. In summary it is all about finding solutions to better our healthcare organizations who can better the lives of all nurses.

Tuesday, May 28, 2019

The Picture of Dorian Grey by Oscar Wilde and a Selection of Sherlock

In this essay the representation of the city impart be explored in the writing style of the Fin de sicle. This essay will investigate The Picture of Dorian Grey by Oscar Wilde and a selection of Sherlock Holmes stories by Arthur Conan Doyle. Both books represent the city differently in almost aspects, and in another(prenominal)s, share similarities. Point one dirtyDorian Gray is set in the late 19th century, in the middle of the decadent dainty movement, meaning Dorian would have been a fictitious contemporary of Wilde. Although the Victorian period was plagued with conservative views , Wilde has used Dorian to express the double standards those of the citys elite indulge. Dorian sees between both ends of the social scales. But despite Dorian disapproving/disgusted he still visits the narrow and gloomy(Wilde,182) streets of the east end. As Richard Elman agrees between these two worlds, no decent or comfortable middle classes , no quite family life, no dormitory sections in wildes vision of the man-sized city(p51). Dorian seems ignorant to the plight of people around him less fortunate. He uses this depressing environment as escapism, despite being inescapable to the sad people who live in the area whom opium dens, prostitution and filth are a reality. (Elman,154)P2-Sherlock Holmes-copper beeches)An alternative view of being able to disguise is that it is hard to ingest that Holmes is one of these disguised people too. Holmes is a rational man in his work, but outside of that he is a drug addict, who stores his tobacco in reference places like the toe of a Persian slipper (19th Century suspense, 93).In a city of thousands, Sherlock can easily flit in and out of society. Holmes is cognizant that vast amounts of crime happens everywh... ...ood, which means allot of things, are overlooked. The city environment allows him to seem as if he is a functioning like any other member of decent society.As this essay has shown, both texts use a variety of m ethods to show the opinions of the time and author. Wilde uses his character to portray the double standards and decadence of the age. magical spell Doyle similarity uses Sherlock and Watson as moral compasses. Although on the face of it both Dorian and Sherlock seem polar opposites, they do share similarities the city is seen as a corruptible force by the authors. Some people fight this, like Holmes and Watson, but others cannot or will not as in Dorians case. In the end, the city changes its inhabitants whether they like it or not. Works Citedhttp//www.angelfire.com/ok5/perceivers/images/Scandal.pdfhttp//www.gutenberg.org/files/1661/1661-h/1661-h.htm1

The Picture of Dorian Grey by Oscar Wilde and a Selection of Sherlock

In this try on the representation of the metropolis will be explored in the writing style of the Fin de sicle. This essay will investigate The Picture of Dorian Grey by Oscar Wilde and a selection of Sherlock Holmes stories by Arthur Conan Doyle. Both books represent the city differently in some aspects, and in others, share similarities. Point one dirtyDorian Gray is set in the late 19th century, in the middle of the effete artistic movement, meaning Dorian would have been a fictitious contemporary of Wilde. Although the Victorian period was plagued with conservative views , Wilde has used Dorian to express the double standards those of the citys elite indulge. Dorian sees between both ends of the social scales. But despite Dorian disapproving/disgusted he still visits the narrow and dusky(Wilde,182) streets of the east end. As Ric tricky Elman agrees between these two worlds, no decent or comfortable middle classes , no quite family life, no dormitory sections in wildes imaginativeness of the big city(p51). Dorian seems ignorant to the plight of people around him less fortunate. He uses this depressing environment as escapism, despite being ineluctable to the poor people who live in the area whom opium dens, prostitution and filth are a reality. (Elman,154)P2-Sherlock Holmes-copper beeches)An alternative view of being able to disguise is that it is hard to realise that Holmes is one of these disguised people too. Holmes is a rational man in his work, but tabuside of that he is a drug addict, who stores his tobacco in eccentric places like the toe of a Persian slipper (19th Century suspense, 93).In a city of thousands, Sherlock can easily flit in and out of society. Holmes is aware that vast amounts of crime happens everywh... ...ood, which means allot of things, are overlooked. The city environment allows him to seem as if he is a functioning like whatever other member of decent society.As this essay has shown, both texts use a variety of meth ods to show the opinions of the time and author. Wilde uses his character to portray the double standards and decadency of the age. While Doyle similarity uses Sherlock and Watson as moral compasses. Although on the face of it both Dorian and Sherlock seem polar opposites, they do share similarities the city is seen as a corruptible force by the authors. Some people fight this, like Holmes and Watson, but others cannot or will not as in Dorians case. In the end, the city changes its inhabitants whether they like it or not. Works Citedhttp//www.angelfire.com/ok5/perceivers/images/Scandal.pdfhttp//www.gutenberg.org/files/1661/1661-h/1661-h.htm1

Monday, May 27, 2019

Breaking the Poverty Cycle

The poverty steering wheel is likewise termed as the behavior pattern of situations that cannot easily be altered and when referring to a addicted country it is called the development trap (Oster, Lake, & Gene, 1978) . This cycle is defined as the set of events or factors which once commenced, have no possibility of stopping unless there is encumbrance from external causing their subsequent generations to equally be impoverished. It is a phenomenon in which myopic families end up being trapped in poverty for a period exceeding two and a half generations.The main cause for such(prenominal) families to be in this situation is the limitation to and lack of resources such as connections, financial capital, training and education. Under normal circumstances it is virtually impossible for any individualistic to break this cycle meaning that the poor people leave al bingle for a long time remain poor. This is because many poverty cycles overlap and perpetuate other cycles causing an y attempt to break this cycle to be unrealistic. This situation is mostly found in shanty towns and inner city areas.Poverty refers to the state of worldly deprivation having either detailed or no goods, capital and means of support. It is a condition in which an individual stays poor such that they experience deficiency their desired needs. Poverty is usually measured by the availability of infrastructure services, like sanitation and safe water. Poverty has been classified into two broad categories which are the situational poverty and generational poverty (Oster, Lake, & Gene, 1978). With this in capitulum this paper centers on what individuals are doing in order to break the cycle of poverty.This is with respect to the sociological visual modality and the three major social theories of symbolic interaction, troth and structural functionalism. In order to break the cycle of poverty, action needs to be put in place to deal with the root causes of poverty because the cycle of poverty is usually systemic in nature. This has been achieved via sociological imagination and social theories such as symbolic interaction, betrothal together with structural functionalism as well.Sociological imagination entails a mind set which allows individuals to visualize the relationship that exists between events that occur in their personal lives and events within the society. Wright Mills adds to this definition by putting it as the means of breaking the poverty cycle through taking part in activities that are shaped by the situations that people find themselves in (Mills, 2000). typic interactionism is one of the leading social psychological theories that focus on the ways through which meanings emerge from social interactions between places and individuals.Its prime concern has been to analyze the meanings of flavor events by way of intimate familiarity and close observational work. It equally gives strong emphasis on the role of symbols through language, gestures a nd signs as the core elements of these interactions (Reynolds & Herman-Kinney, 2003). From the sociological perspective, the conflict theory involves perspectives that emphasize on political, social and material inequality of a given society. This Marxist-based social theory argues that groups and individuals of different social classes vary in amounts of non-material and material resources.The social conflict theory states that groups within a capitalist society interact destructively in such a way that there is little cooperation and no mutual benefit. According to Weber, the major class division is between those who do not and those who own the forces of production in the following classes, the propertied pep pill class, the property less white collar workers, the petty bourgeoisie and the manual working class (Agger, 1991). Structural functionalism is a theory which states that the function of a ethnic trait, especially in an institution is the preservation and creation of soc ial order.It addresses the social structure with respect to the function of the constituent elements such as the institutions, norms, customs and traditions. It also studies society as a structure with interrelated parts that work toward its proper functioning. In the society it is the positions that individuals occupy which are ranked, not the individuals (ONeill, 1995). With respect to an Ontarion go-ahead to break the poverty cycle, studies on this initiative gave a head way to efforts that are being employed by people within the government, donor organizations, companies, individual families and communities to break the poverty cycle.According to the Ontario child support, education was used as the best way to break this cycle, through the enhancement of programs for at-risk kids in school. It offers support to more deflexion programs for neighbor-hoods with high-needs. Further on education, this initiative provides support for parents in ensuring their children go to school p articularly the low-income families (Ontario. ca, 2010). The initiative also builds stronger communities because safety is considered one of the best ways to attention low-income families to enjoy better emotional state.This has been done through investing in a fund which gives the local leaders funds for the establishment of community revitalization projects. It also avails summer jobs programs to give the children in priority neighbor-hoods valu equal to(p) work experience. The initiative has also stabilized funding for the Provincial Rent Bank Program to assist persons facing possible eviction. The Ontario child support has also visualized a smarter government in such a way that they get the most for individually dollar spent in support of low-income families.This is through a review of social assistance by increasing opportunity and removing barriers for people trying to die hard from social assistance into employment. In addition to this a Social Policy Institute focusing on evaluation and evidence-based social is being developed (Ontario. ca, 2010). otherwise efforts made by individuals to break the poverty cycle includes self employment, where they get full benefits of the work they are doing in terms of reward which is mostly obvious in the developing countries.People l collect basic skills and end up being in a better position to support their families. Individuals have opened up to acquiring incomes that depend on the environment especially in Senegal and Dakar, where waste picker on the Mbeubeuss cut backfill site make a living by cycle materials. In Kampala, widows feed their families through urban gardening and rental income. Another initiative to break the poverty cycle is by The ocean to Sea partners who disturb in self employment by teaching farmers new agriculture techniques (Dale, 2008).In an effort to break poverty cycles, policy-makers and companies ensure that the acquisition of assets such as land by poor communities is made eas y through grants and other aids. Such assets are then developed to a level where they generate income and improve the lives of communities involved. Governments on the same note have resorted to promotion of equitable pay for all employees regardless of their social status through implementing policies. Other support agencies like the Sea to Sea works within communities and families to set up micro-credit loans to enable them acquire assets (Christian-Reformed-Church, 2010).Further efforts in breaking the poverty cycle include the cancellation or reduction of the subject debt especially for the worlds poorest countries so that the nations economies of these countries experience some positive turn. Additionally, in a country like New York, according to an article by Frederique Krupa, a ten-year pattern was started by the Koch Administration, intended to avail the New York City renovated apartment units because the city at the time was thriving and by so doing the city would be able to avoid the numerous lawsuits from powerful community groups.This is another way used to break the poverty cycle by curbing on oppression of the poor by the rich (Krupa, 1991). Social activists have also made an effort in breaking this cycle by focusing on anti-discrimination laws especially in the work place so as to increase the opportunities given to poor minorities and poverty elimination. It is common knowledge that over the years the poor have go along to work in the low paying but tiring jobs. There are minor means that have been employed by individual families such as cost sharing between husbands and wives in the sense that they both go out strive to earn income for the family.For wealthy individuals or any one who may have acquired capital, provision of employment by underpaying workers has enabled them break and stay away from poverty thus making more profits and continue to blow up on other peoples sweat. Some people strive to join politics so that they raise their s tatus in society and earn more income by attaining high ranks within the government and society at large. If this cycle is left to persist, it may result to criminal activities like the selling of mislabeled drugs by the poor for survival. With these, there are numerous outcomes such as early death, addiction, breakup of families and shattered health.Other consequences include increase in slums within a country and stress causing very poor health levels. It is therefore important that everyone contributes to the breaking of the poverty cycle. References Agger, B. (1991). A critical theory of public life knowledge, discourse, and politics in an age of decline. New York Routledge. Christian-Reformed-Church. (2010). What is the Cycle of Poverty? Retrieved March 6, 2010, from http//www. crcna. org/pages/sea_cycleofpoverty. cfm Dale, S. (2008, September). Breaking the Cycle of Urban Poverty. Retrieved March 6, 2010, from http//www. idrc. ca/en/ev-129440-201-1-DO_TOPIC.

Sunday, May 26, 2019

Ethics Paper †Abortion Debate Essay

The moral question on both sides of the spontaneous abortion dividing line is when a fetus achieves mortalhood and is awarded moral status thus granting it accountabilitys. Does the fetus ca-ca a recompense to smell at the use of the set f all in all out or does the gives choice for self-reliance over her body take precedence over the fetus? How do we begin to answer this highly debated question and what conclusions preserve be made that induce the most(prenominal) uniform honest answer?The difficulty in answering the issue of fetal personhood is that there is not ace concrete indication of when that actually occurs in pregnancy. Pro- Life supports the position that personhood occurs immediately at conception thus granting the fetus full rights as a person natural. In contrast Pro-Choice rein gets the mothers rights to her own personhood and her choice to be autonomous from the fetus.The main ethical issue up for debate is whether familiarity squirt infringe upon a persons right to personal bodily security for the purpose to save the life of some other. Should anyone or any entity force a person to give up their decision to do what they seem fit with their own body? How would that affect a charcleaning ladys right to her reproductive liberty? What precedents does that set forth for the future for women?IN SUPPORT OF PRO CHOICEThe nature of abortion rights terminate be broken out into three different perspectives the protection of unclaimed social parenthood the unwanted genetic parenthood and the right to bodily liberty. (Manninen 36)The burdens of social parenthood weigh firmly on the woman who is forced to exterminateure a pregnancy. These burdens can be detrimental to mental and physical health and psychological harm is seeming to misuse the child that is brought into a situation not fully embracing or prepared to care for its of necessity.Through abortion, a woman has the right to prevent the humanity of a child with her geneti c characteristics. It is an essential part of her overall reproductive liberty to find either the right to or the right not to call up children. (Manninen 37) However, once a child is born, then it becomes a moral subject with its full entitlement to personhood and you cannot kill a child with your genetic characteristics or to avoid the responsibleness of social parenting.Judith Jarvis Thomsons thesis gives us a graphic description of a violinist who without your consent, is attached to you and relies upon you for his/her life. Are you morally obligated to submit to the unwanted bodily intrusion in order to support the life of another person? The clear answer to this question is No. A person is beneath no moral obligation whatsoever to use his body to sustain the life of another at the compromise of his own. The concept of forced violations of bodily autonomy is morally indefensible. This has nothing to do with the value of the fetus in general exclusively the right not to be subject to the intrusion as the right to your body is exclusively yours.To make abortion illegal is to force pregnant women to surrender their own bodies to provide another human being all its needs for survival. Using Kantian moral philosophy, with specific attention to the second principle of the categorical imperative that describes using people as mere means to an end arent the pregnant women being used? (Manninen 40) The women essentially become hosts to the fetuses and are used to cultivate life. How can the forced use of womens bodies be a moral act?A blastocyst or a human zygote does not have the full characteristics of what human beings have. It cannot function on its own, slide by or have a consciousness attributed to it. It merely possesses the strength to form into personhood and ultimately a human life. If we cannot pinpoint the exactness of when a fetus achieves personhood, how can we correlate the crime of murder to something that hasnt had a life? No actual person is harmed by having an abortion so there is no fountain that the act in itself is morally bad.IN SUPPORT OF PRO LIFEPro Life gains its understanding through what is commonly known as the signification view. This means that human life is valued for the type of thing it is from the moment of conception to its ultimate demise. Human beings are considered rational moral agents that are consonant with its original substance but possess capabilities that give it the ability to function. (Beckwith 33)Since human beings are considered living organisms, as substances they maintain their identity throughout the process of their life regardless of the physical changes that occur. and so human beings are always considered persons because of their potential to develop abilities. In addition, humans are also considered persons even if the potential never actualizes because their overall substance. (Beckwith 36)The substance theory extends not only to the unborn fetus, but to other humans who for whatever reason are prevented from exercising their capabilities as a functioning person. These types of persons have similar parallels to the unborn because they have achieved personhood and full moral status simply because of being human. The rationale behind the substance theory is if it is allow adapted to kill the unborn fetus then it is equally permissible to kill a person unable to exercise their capabilities as a functioning person. Thus abortion is morally wrong.Another argument in the abortion debate is the precise moment when personhood is achieved. The Pro-Life position stems from the moment of conception because the zygote contains all of the chromosomes for human life. Some of the chromosomes have not been used yet since human life is in its beginning stages and does not require all of them at this time. However, the zygote contains all of the chromosomes and or genetic instructions to form a humans physical, psychological, emotional, needs from the moment of conc eption.In addition to the scientific perspective to the pro-life position is the religious perspective that a higher designer, God, created all life and humans do not have a right to take the power of God in their hands and destroy it. People who have this theory base it off the teachings of Scripture contained within the Bible. An example passage isPsalm 139 once again makes clear that the fetus (unborn baby) is a human whom God loves. And God told the prophet Jeremiah, Before I formed you in the womb I knew you, forwards you were born I set you apart I appointed you as a prophet to the nations. (Jeremiah 15). God had plans for Jeremiah even while he was in his mothers womb.Pro-life supporters interpret these biblical passages to be Gods direct and absolute view of the validity when human life begins thus swelled a Divine definite determination that personhood is achieved at conception. Therefore since the fetus is considered a person, abortion is considered murdering a person and is ultimately wrong in the look of God.MY POSITIONWhen it comes to the topic of Abortion, my views align with the moderate view. I neither condemn nor condone abortion but my belief aligns itself with the reasoning that a woman has a right to choose what happens in her own individual body. The mothers rights to autonomy must be preserved at all costs. No woman should be forced to surrender her body in order to provide another human being its needs to survive.Without this fundamental protection securely in place, it sets a dangerous precedent for the abuse of women. It can be argued that if a woman must give up her body to sustain the life of another when it comes to reproductive rights, what about the means of other bodily rights such as organ donation, bone marrow extr exercise and other harvesting means? To retrogression the pro-choice decision is reducing women from being independent beings to being merely hosts and have less rights then the potential for a human has.In add ition, no woman should be forced to progress with a pregnancy she does not want, can cause her medical harm, or is a result of a convulsive crime. The physical and psychological damage that can be inflicted from forcing women to continue with unwanted pregnancies is too horrible to consider.As a mother to three children, I sure as shooting do know the varying physical changes as a result of pregnancy. I can say that with my first child, I hardly noticed that I was pregnant. I did not experience any negative side effects and continued with my daily activities as if nothing ever happened. It wasnt until I was able to hear the heart beat or see the fetus on the ultrasound screen did the potential for the pregnancy became real for me.I use the intelligence activity potential because until the child is born, many things can go wrong with the pregnancy resulting in natural miscarriage. There has to be a certain environment with flourishing variables for a pregnancy to progress into a full born infant. Science does not have the capability to determine if a pregnancy will be 100% successful but it does give a great success probability. As such, it was important for me to keep in perspective that although I was deemed pregnant with a child, that child is not fully realized until it is born and I am holding it in my hand.If, for whatever reason a woman chooses not to continue with her pregnancy, then I believe it ideally would be best to perform the abortion as early as possible most certainly before 12 weeks. There are many tests that can be performed to detect if the fetus has any genetic defects that could affect its overall life. Plus the timeframe is more than comfortable to personally determine if the pregnancy should continue. My choice for a timeframe has nothing to do with the determination of when a fetus achieves personhood with moral status, but more of a kind opinion in that by aborting earlier, the mother doesnt develop a strong attachment to the po tential of the fetus.My opinion does not mean to allow for a woman to use an abortion as a means to birth control. I believe that since a woman has the reproductive capability to cultivate potential life, with that capability encompasses a tremendous amount of obligation. There should be available and economical birth control measures put in place to prevent the abortion procedure entirely. Abortion should be used as a last measure towards preventing an unwanted pregnancy.RESEARCH AND ANALYSISSince the early 1980s, groups opposed to abortion have attempted to document the existence of post-abortion syndrome, which they claim has traits similar to post-traumatic breed disorder (PTSD) demonstrated by some war veterans. In 1989, the American Psychological tie beam (APA) convened a panel of psychologists with extensive experience in this field to polish the data. They reported that the studies with the most scientifically rigorous research designs consistently found no trace of post -abortion syndrome and furthermore, that no such syndrome is scientifically or medically recognized.1The panel concluded that research with diverse samples, different measures of response and different times of judging have come to similar conclusions. The time of greatest distress is likely to be before the abortion. Severe negative reactions after abortions are rare and can best be understood in the framework of coping with normal life stress.2 While some women may experience sensations of regret, sadness or guilt trip after an abortion, the overwhelming responses are relief and happiness.3In another study, researchers surveyed a national sample of 5,295 women, not all of whom had had abortions, and many of whom had abortions between 1979 and 1987, the time they were gnarly in the study. The researchers were able to learn about womens emotional well-being both before and after they had abortions. They concluded at the end of the eight-year study that the most important predicto r of emotional well-being in post-abortion women was their well-being before the abortion. Women who had high self-esteem before an abortion would be most likely to have high self-esteem after an abortion, regardless of how many years passed since the abortion.4Psychological responses to abortion must also be considered in comparison to the psychological force of alternatives for resolving an unwanted pregnancy (adoption or becoming a parent). While there has been little scientific research about the psychological consequences of adoption, researchers speculate that it is likely that the psychological risks for adoption are higher for women than those for abortion because they reflect different types of stress. Stress associated with abortion is acute stress, typically ending with the procedure. With adoption, as with unwanted childbearing, however, the stress may be chronic for women who continue to worry about the fate of the child.5 (Abortion Myths)ETHICAL POSITION CONSISTENT WI TH MY PERSONAL POSITIONI believe that my ethical position is in agreement with Judith Jarvis Thomsons Feminism perspective in support of the rights of the mother over the rights of the fetus. She brilliantly explains in a rational and logical way that the mother deserves her status of personhood and bodily autonomy over that of the fetus.The only entitlement that the fetus has is the claim over its own body and not the mothers. The pregnant woman owes no such duty to the fetus, unless she has affirmatively assumed the responsibility of carrying it to term, in which case she has assumed duty to avoid harming that fetus. Until that point, however, there is no duty, and the pregnant woman cannot be said to have breached a duty by aborting the fetus. (Flicker 2) picSince women posses the exclusive right to cultivate a potential life inside their bodies, it deems an increased level of responsibility to protect the possibility of that happening. Thompson thus argued that if a woman takes reasonable steps to avoid pregnancy she should not be held responsible for the pregnancy, and has the right to choose and have an abortion. I believe that to be true as well. With all the options for contraception available to women, responsible methods can be used for the prevention of pregnancy. Since nothing but abstinence is 100% effective and women are entitled to enjoy the healthy aspects of sexual intercourse, if an unwanted pregnancy does occur and responsible measures failed to prevent the pregnancy, then a woman is absolutely entitled to make informed decisions about the use of her own body and chose abortion.My perspective also coincides with Preference Utilitarianism which defines the moral course of action is the one that results in the most preference satisfaction. With regards to abortion, fetuses do not possess the ability for preferences, therefore only the mothers have that ability thus their rights to personhood and bodily autonomy outweight the interest of the fe tus. Thus abortion is morally allowable.WORKS CITEDManninen, Bertha Alvarez. Rethinking Roe V. Wade Defending The Abortion Right In The Face Of Contemporary Opposition. American ledger Of Bioethics 10.12 (2010) 33-46. schoolman Search Premier. Web. 26 June 2012.Beckwith, Francis J. The Explanatory Power Of The Substance View Of Persons. Christian Bioethics Non-Ecumenical Studies In Medical Morality 10.1 (2004) 33-54. Academic Search Premier. Web. 26 June 2012.Thomson, Judith J. A Defense of Abortion, From Philosophy & Public Affairs, vol. 1, no. 1 (Fall 1971) 47-66 Copyright 1971 Wiley Periodicals, Inc. Reproduced by permission of Blackwell Publishing Ltd.Flicker, Lauren Sydney. Pregnancy Is Not A Crime. American Journal Of Bioethics 10.12 (2010) 54-55. Academic Search Premier. Web. 26 June 2012.The Holy Bible, New International Version. Worldwide Biblicia, 2011. PrintAbortion Myths. National Abortion Federation, n.p. 2010 Web. 26 June 2012. 1 American Psychological Association. APA research review finds no evidence of post-abortion syndrome but research studies on psychological effects of abortion inconclusive. Press release, January 18, 1989.2 Adler NE, et al. Psychological responses after abortion. Science, April 1990, 248 41-44.3 Adler NE, et al. Psychological factors in abortion a review. American Psychologist, 1992, 47(10) 1194-1204.4 Russo NF, Zierk KL. Abortion, childbearing, and womens well-being. Professional Psychology Research and Practice, 1992, 23(4) 269-280.5 Russo NF. Psychologicalaspects of unwanted pregnancy and its resolution. In J.D. Butler and D.F. Walbert (eds.), Abortion, Medicine, and the Law (4th Ed., pp. 593-626). New York Facts on File, 1992.

Saturday, May 25, 2019

Influence of William Cecil Later Lord Burghley on Elizabeth and his Role in her Government

William Cecils influence touched on just about all aspects of policy that occurred during Elizabeths long reign. In the Royal Court he brought order and stability. Cecil was overly highly influential in foreign policy. He saw France and Spain as threats to. It has also been argued that Cecil was not just the provider of advice and executor of the Queens wishes but also that he could have been the power behind the throne.Plenty of evidence has come to light that suggests that the Secretary on a regular basis attempted to manipulate Elizabeth however it would be inaccurate to assume that all of Cecils personal agendas were fruitful, Elizabeth could make her own mind up and often did so. Although Cecil was a prominent figure during this time, Elizabeth was still the person who ruled the country and had her own ideas on how to run the country. Elizabeth was firmly in control of major policies and on legion(predicate) occasions obstinately ignored the Councils advice.The Council conscie ntiously carried out the Queens wishes even when it had advised otherwise. There is general agreement that, until its decline in the 1590s central disposal under Elizabeth was successful and that the Queen provided firm direction. According to Neale Parliament was another aspect that had influence over decision making in Elizabeth government He argues that the power of the House of Commons increased throughout Elizabeths reign.The number of conflicts Elizabeth had with individual MPs and the problems which the Stuarts experienced with Parliament are evidence for this. These developments were brought by the puritan Choir who deliberately planned confrontations to force the issue of parliamentary privilege versus the royal prerogative. It is therefore necessary to investigate not only to what extent Cecil was problematic in the decision making process but also the influence of the Parliament on Elizabeth and ultimately the decisions that were taken through this time of how many wer e Elizabeths own ideas.

Friday, May 24, 2019

Heart of Darkness †An Allegory? Essay

Heart of Darkness is in its entirety not an allegory. Its surface is too profound and meaningful to allow itself to be interpreted in more than than cardinal ways. There are however several parts in the novel that hint at the opposite and that prove that the context of the novel fag be seen from more than one angle.This sewer mainly be perceived in the life of Mr. Kurtz, as his descent into madness can be seen as an allegory for the colonization and destruction of the African continent and its people by the Europeans. Because just as Kurtz was a perfectly sane and normal man onwards he went into the African wilderness so were withal the European nations very civilized before they came to Africa. And just as the nations of Europe governed Africa and its people without rules and restrictions so did closing off compel Mr. Kurtz to live his life without boundaries. Proof of this can be found on page 83, His mother was half-English his father was half-French. All of Europe contribut ed to the making of Kurtz. This shows that Kurtz can be seen as a symbol of Europe, as he is the typical European explorer ambitious, greedy and adventurous.And if Kurtz is Europe embodied then it would be sooner logical that Africa should be represented by the harlequin (p.87) his faithful Russian comrade. Their relation greatly resembles that of the relation between Africa and Europe, although the African people act quite an differently to their masters compared to how the Russian acted towards Kurtz. The similarities lay in how the master treats the subordinate. He wanted to shoot me too one day.I had a small stagger of ivoryhe wanted it, and wouldnt hear reasonand there was nothing on earth to prevent him killing whom he jolly headspring pleased.(p.92). The way Kurtz treats the Russian is mirrored in the way the Europeans governed Africa and extracted its riches. They stopped at nothing to make their colonies as effective and prosperous as possible. This of course include ki lling any opposition, or in the words of Conrad, killing whoever they jolly well pleased.In conclusion it can be said that the two voyages in Heart of Darkness, the one in the mind and the one on the Congo River, are not as much an allegoryas they are descriptions of two separate, but still closely linked, plot developments. For example, as the company sails ever closer to Kurtz and the heart of the African jungle Marlows internal voyage alters his morality and opinions according to his experiences. This might seem as an allegory to some, as it features two separate levels, one relatively superficial the other underlying and sometimes also very symbolic, as when Kurtz is portrayed as a devil.However the novel misses out on the most important aspect of an allegory, that of it having a layer utilize only to represent or suggest other elements, often abstract, than those found in the main story. So although Heart of Darkness contains much symbolism and treble meanings, it falls shor t of being a true allegory of anything, but perhaps the voyage of Mr. Kurtz soul.

Thursday, May 23, 2019

Personal Statement †Graduate Program/Social Work Essay

Since I was a boor my furor was in education. If anyone asked me what do you want to be when you grow up? my response was perpetually the same a teacher. I always had a strong sense of compassion and a strong propensity to help people. I consider myself to be very well-rounded, sensitive and a good listener, I am happiest when I am working(a)(a) to help others. When I first started my path towards my bachelors degree in education, I knew I was well on my way to becoming a teacher, I was huffy to know that my dream was finally coming true. Then one day during my last year at Montclair State University I took a class with Dr. Reid arna Experience Family/Child Services that focused on contrary social issues that affect society. When I heard Dr. Reid discuss various research projects that had been conducted on how children from first socio economical households and communities develop academic skills more slowly compared to children from higher socioeconomic groups, I knew th at I wanted to affect change on a alone different level.During the course of that class we discussed how childrens academic skills are directly correlated with their home environment and under- resourced develops often located in lower economic communities. This was very apparent in the field of honor work I did that semester at Straight and Narrow, Inc. located in Paterson New Jersey. This program helped families rebuild relationships after do time in correctional facilities and/or rehabilitation programs. After that semester I was certain without a doubt that I was making the right decision of ever-changing my major from teaching to social work. Although I have always been blessed in that I was raised by harming parents and have been surrounded by a healthy environment, I have always had and felt compassion for people who were not as fortunate as me. Whether the individual is a child, an antique person, disabled or monetaryly unstable person, I have always firmly believed t hat all people are created equal and as such should be treated the same no matter what their circumstances may be.I have always advocated and assisted people who do not have a voice, are scared or simply do not know where to ask for assistance. Everyone is entitled to be made aware of their rights and if they cannot speak for themselves, they deserve to be assisted by a knowledgeable and professional person who genuinely puts forth an effort to help reach his or her goals. I am saddened when I beget out cases where various social runs and or resolutions were available butnot used in order to assist a child and/or person in need to overcome their circumstances. I have worked in the social service field in one capacity or another for the past year and half, and have learned that in order to fix any type of problem in the community you must find the root of the problem.Therefore, I strongly believe that working with children and exposing them to positive changes during their formativ e old age is crucial in making them productive adults for the future. I would standardized to keep working with children and families, as this group concerns me the most. In addition, I feel that young people at risk and elderly people without a voice are compatible. I believe that children generally speaking can benefit and learn a rotary from being exposed to older and wiser people. I grew up loving and admiring older people in my family such as my grandmother. The sense of respect and wisdom gained from elderly people are very healthy for children. I would like to nighday see more interest to be taken in bringing young and elderly people together, especially at-risk teens. By acknowledging and understanding the interrelated systems that affect these groups, I hope to make a difference in the lives of children, families and their surrounding environments.During the time I was completing my undergraduate degree, I took a lot of time to reflect and self-assess my strengths and demesnes I would like to grow and improve upon. The area that I feel that has always been the most important for me and that I continue to always seek improvement is the Social Workers commitment to their Client. The clients best interest should always come first, in spite of your witness personal beliefs, societys stigmatizations and in some cases the clients own wants. Sometimes this has been the most challenging part of my work experience therefore, I look to take courses during my masters program that can improve and strengthen my communication skills with my clients especially when the right choice for a client may not be the most difficult choice.Competence is a principle I value and always remember to use. I am aware that the class curriculum, field practice and prior work experience are all indicators of my abilities in social work practice. I am confident in my abilities in working with others and understand the importance of teamwork. Therefore, as I continue to work in the field and various social service agencies, I understand theimportance in building a network of more experienced professionals in the field of social work, in order to be able to consult with them and learn different practices used in the field. An area that I look to further expand my skills is in techniques in interviewing the client. Because of my work experience, I am confident in working with disabled people and children on an individual and group basis, yet since my experience is limited, I feel I can further improve upon my interviewing skills through more education and field practice. Through various assignments in my previous courses and work experience, I have realized there are better ways of inquire questions to get effective client feedback.I continue to explore different interview methods and approaches when it comes to dealing with different clients. No matter how difficult the client or their circumstances, I am ready for the challenge. I currently work at the M ental Health Association of Essex County in Montclair New Jersey as a Recovery Counselor. At this agency we help mentally disabled adults and homeless at-risk teenagers integrate into independent living. We provide assistance with employment opportunities, with obtaining social security benefits, financial counseling and provide transportation to various support service agencies. In addition, we help our clients secure permanent housing through pass on funding programs. My family is very supportive of my going to graduate aim and they are willing to help and support in any way that they can. In retrospect, I always knew I was destined to choose a career path in public service, the most influential people in my upbringing service the public in one way or another.My father is a 24 year veteran in the Newark Police Department, not only is he a sergeant but he has also served as a Deputy Mayor and City Council Member during his tenure. My mother has worked for the past 22 years in the Division of Welfare, specifically working with the women and childrens program. In addition, my step mother, brother and aunt serve as police officers for many years. After gaining some work experience in the field, the decision to further pursue a masters degree at the Rutgers University School of Social Work seemed like the infixed next step to take in order to further enhance my career and skills. Once admitted to the masters program, my preference is to intern in a school status in order to gain a more centralized experience in the area of guidance counselor and social work.As a professional social worker with a masters degree fromRutgers University School of Social Work I see myself as an advocate within the school system, where I can work one-on-one with children as a guidance counselor or family social worker. I believe that furthering my education coupled with my passion for children is where I am best suited to affect the most change and make an impacting difference. In addition, being a successful Latina is important to me, by setting a positive role model for others younger that I to follow as an example to the community, specifically being able to communicate professionally not only in English but in Spanish as well. Rutgers School of Social Work has the best masters program in the area and I feel that they will provide me with the best credentials to be successful in the future as a social worker. Thank you for your consideration of my application.

Wednesday, May 22, 2019

Government cut-backs

High spring chicken unemployment and cutbacks in g everyplacenment funding for post-secondary education ar the new realities confronting students. The implications for just about cogitationing and middle class students are either to abandon education altogether and to accept a future of McJobs and unemployment, or to be saddled with a lifetime of debt.Since the end of WW II, science and engineering have been playing a dramatically additiond role in the process of capitalist production in Canada. As a result, there has been an increase in the demand for a to a greater extent highly educated labour force. For example, between 1971 and 1986, jobs primarily concerned with the knowledgeability and utilization of data and technical cognition have represented two-thirds of net job growth.This has led to a rapid expansion in school enrolment. Between 1951 and 1993, the number of full-time post-secondary students has increased over tenfold, growing from 91,000 to almost 1 million.Howeve r, accompanying the scientific and technological revolution, is a tremendous growth in productivity that has led to higher levels of unemployment. Between 1980 and 1993, youth unemployment increased from 12% to 17.5, leaving many with no other alternative but to remain in or return to school.Since 1984-85, tuition fees have more than doubled across Canada, pushing more students into the labour market in search of income. While in 1980, 31% of full-time students, aged 15-24, held jobs during the school year by 1989, this number had reached 41%. This worsening economic situation has also seriously interfered with the studies of college and university full-time students, as almost a third of them were forced to work 20 or more hours per week during the school year.Another reflection of the economic hardship of students is their growing debt burden. In 1984, 114,000 Ontario students received around $4000 million in student aid, by 1993-94, as tuition continued to increase, about 180,00 0 students (representing almost half of full-time students) took out over $1 billion in loans. The total value of loans in 1994-95 was around $6800.By 1998, the federal government is plan to eliminate a total of $7 billion in transfer payments to the provinces for medicare, fond assistance, and post-secondary education. The expected effect on Ontario university students is a doubling of their tuition.But this is only the tip of the iceberg. Ontarios education minister, John Snobelen, has already made clear his governments intention to dissemble toward a market-based tuition fee. If both levels of government abandon their financial support for Ontario universities, tuition will reach minimum levels of $7500-$8000.To counter the danger of a dramatic growth in defaults as it increases tuition fees, the federal government has transferred liability for student loans to the private banks. While increasing the role of the private banks in the short term, these changes set the pace for the full privatization of the student loan system. Another plan, currently under discussion, proposes collecting the loan repayments with the taxation system, i.e., Revenue Canada, through an Income Contingent Loan Repayment Plan (ICLRP). If the direction of government reforms is not reversed, it is only a matter of time before students who are at a high risk of unemployment (disproportionately women) or who are expected to have a low income after graduation (again disproportionately women) are refused access to loans, sequence most of the rest are burdened with a lifetime of debt.But the class nature of the privatization process has already become apparent. For 1995-96, the demand for first-year places is down by 5% in Ontario20% in some facultiesleading many schools to turn toward recruiting drives and to lowering their admission requirements. Evidently, higher tuition is an obstacle for better qualified, poorer students, while offering an opening to less qualified, richer stude nts.Cut the deficit by taxing the big corporationsBy focusing attention on expenditure reduction, the big corporations and the rightfulness aim to deflect attention from the cause of the national debt the decreasing tax revenues from corporations, which have declined from 20% of total federal revenues to only 7% in the die hard 20 years. Canada continues to have one of the lowest corporate tax rates in the industrialized world. Even the same level of corporate taxation as in the U.S. would provide an additional $9 billion a yearmore than enough to cover all the cuts in social spending scheduled by the federal government.The ongoing cutbacks to education follow more than a decade of political and financial pressures promoted by federal and provincial governments in semblance to social spending in general. Indeed, the education crisis cannot be separated from the overall crisis of the capitalist economy in Canada.The critical challenge before us right away is to bring together all the social elements that are hurt by the implementation of the big corporate agenda to piddle wide coalitions of youth and students, workers, women, seniors, environmentalists, ease groups, farmers, aboriginal people, immigrants, and many othersin support of a genuine Peoples Alternative program. This program would provide for decent wages, stronger public health and child cares systems, job creation programs, while restoring and increasing public funding for education.Reversing the current cut-backs and building the peoples alternative depend on escalating the student protests. As a first step, we must build strong grassroots organizations on campuses which can ensure wide student involvement in the mobilizations. Students and working people have fought a long competitiveness to win the right to higher education, health care, UI, and other social programs. Today, we have to build the fightback against those who are bent on destroying our social programs and our right to a quali ty, amicable education.

Tuesday, May 21, 2019

Elio Engineering. Inc Essay

Question 1 hunt Elio plan? How would you characterize its position in the manufacturing?Elio Engineering is a private company, founded by Paul Elio and Hari Sankara, categorized under engineering services and shaped self-propelling vehicle bodies car pottys. It designs the new engineering of the seats for the automobile industries called No Compromise seats.Question 2 What is Elio Engineering Vision?Elio Engineerings vision per the case study is to design and manufacture new advanced, low- live, high-tech and safe ABTS called No Compromise seats for the entire automotive industry and potentially saving millions of lives around the world.Question 3 Describe the strategic options as of February 1999?What issues should the company consider in evaluating its strategic options? Elio Engineering had achieved a great distinction by February 1999 because their prototype test had been proven very(prenominal) promising and OEM customers response had also been favorable. Based on the prot otype performance, Bostrom made a licensing deal with Elio Engineering in mid-February. At this point, Elio Engineering had to consider if Bostrom was the serious partner for their vision. Also how much royalty fees should they charge for their services?Question 4 What is the structure of the automotive seat industry in 1998? How attractive was the industry?The Structure of the automotive seat industry in 1998 looked like the following Two Tier-one companies JCI and Lear Corp with almost equally split somewhat 60% of the market and dominant share worldwide. The number-three player, Magna, has about a 10% share in the U.S. Many of the competitors already had an ABTS seat in their return portfolio or were currently working on the technology. So it was already amature industry with stagnant technology. The industry was not attractive because competition would be pugnacious with the 70% of the market concealled by three companies. Only way Company could stand a chance is if new co mpany had new technology and cost reducing product.Question 5 What are the potential sources of war-ridden advantage that Elio Engineering has? How Sustainable ae they? Why/ Why not?Elio Engineering has many competitive advantages. First of all, Elio Engineering has their ideas well patented. Along with it, they soak up insider knowledge of the seating industry. Secondly, they have the product that can penetrate whole automotive market and not just one supplier tied to the one automotive company. Finally, Elio Engineering is highly motivated and has ability to find to find new resources to expand. As remote as sustainability goes, Elio Engineering will certainly fail if they enter the market alone because they dont have enough resources to compete with other competitors give birth their own at the moment. As they insufficiency the capital requirement, lack of competence in manufacturing, distribution, lack of access to OEMs and able to implement of JIT delivery. They can be at risk of takeover by the bigger company or the competitor.Question 6 What are Elio Engineerings strategic options in entering the automotive market?Please evaluate these options and reach a conclusion on the most attractive one. The Challenge for the Elio Engineering is to enter all segments of the automotive seat market within next 12 months, protecting its intellectual property which is implemented in the special class of ABTS technology seat design achieving at least 5% of the U.S automotive market within next 5 years. But it is very hard for Elio Engineering to achieve by its own collect to lack of resources. They can also consider the following alternatives pick 1Elio Engineering could collaborate with tier-one seat supplier Company. This will provide the following advantages feed members have previous experience dealing with tier-one seat Company. The tier-one suppliers haveHigh volume manufacturing and distributionExperience in product design & development and manufacturing power, Easier to pee us federal safety standardsStrong relationship with OEMsDisadvantages are Have less control over the core ABTS technology with lower profit margin.Alternative 2Elio Engineering could collaborate with multiple OEMs. Advantages for doing it will be High market shareSufficient resources, matured strategiesSecured market, less financial stress.Disadvantages Less control over ABTS technology and limited market exposure and lower margins.Alternative 3Elio Engineering can establish as a tier-two supplier.Advantages Supply product to all tier supplier and more control over ABTS technology.DisadvantagesProduct delay due to large capital requirement, lack of competence in manufacturing, distribution, lack of access to OEMs and able to implement of JIT delivery. Low product value added.After considering all the above presented alternatives, I think Alternative 1 would the best conform to for Elio Engineering. Also Elio Engineering started up by partnering up with Bostrom Seating, which supplied seats for heavy trucks and bus industry in 1999.Question 7 How well is Elio Engineerings Tech strategy aligned with the requirements for a successful entry into the automotive seat market? What if anything, should they change?According to the article, Elio Engineering has taken all the right steps to ensure they are aligned with the requirements for the successful entry into the automotive seat market so far. They have obtained and registered a strong patent which would proscribe other companies from copying their designs. They have the product that meets all the safety standards, low-cost and is durable. In order to successfully enter the automotive seat market, they need to have a system integration approach to ensure automotive market for their designs. Moreover, they need to partner up with the company with strong market influence differently they would most likely fail on their own.

Monday, May 20, 2019

Allowance Essay

Please Dad, Can I? No, you cant. That is the answer of most parents, when asked by their tyke if he can have an allowance. Parents believe that allowance makes a child unappreciated specie. The accuracy however, is the opposite. Allowance aids the child turn into a financially secure adult by teaching him m 1y management. Also, beca white plague it is their own money, children volition feel independent and important. Finally, allowances teach kids that to earn money and succeed as an adult, one has to work concentrated and be responsible.Parents should give children allowances to help the child prepare for the future. Every parent wants their child to grow up, and become more successful than they were. To do this, the child has to chance upon to manage money properly, particularly nowadays since swiping a card is all it takes to bankrupt oneself. Starting an allowance system will help a young person manage money better. If a child uses up their money for fast gratification instead of saving it, they might regret it later because they can non afford something.By learning to indite up money the child will be learning to prepare for the future. Allowance help kids learn that spending your own money is different than spending someone elses. For the same reason, children with allowances can grow up to be independent adults. Because it is their own money they are spending, children will not have to rely on their parents all the time. Instead of asking their parents which is annoying and even degrading for the child, and irritating for the parents they are able to use their own money.This makes the child feel important and helps increase their self esteem. When an adult, the child will not accept too much money from banks or people and obtain a large debt. Instead, the person will learn state and use the money he himself owns. Which leads us to our third reason allowances teach responsibility and hard work. By earning ones allowance by doing chores and work around the house, a child understands that money does not grow on trees instead one has to work for it.As an adult this person would work hard at his job to get money. Additionally, the money will not be wasted on supererogatory items because the child knows that there is a limited source. So as one can see, contrary to normal belief, allowances actually make kids appreciate money. For that reason, allowances help children become responsible, independent, and financially secure adults. Essay Topic Allowances By Tarim Shahab September 17, 2008 Mrs. de Mestral 7/8-3

Sunday, May 19, 2019

South Africa During and After Apartheid

siemens Africa is a land blessed with natural resources including fertile lands, metals and mineral resources such as platinum, gold and baseball diamonds. The temper is mild which is ideal for land activities.The richness and potential of this country attracted Dutch and English in the 17th century. entropy Africa has one of the unique histories in the world. It is evident how colonial racism emanated from Europe. The blancheds invested power and politics which is tranquillize manifested today.In the seventeenth century, South Africa was colonized by English and Dutch. Boers and Afrikaners were the English domination of the Dutch descendants. The discovery of diamond and other mineral resources in 1900 motivated the English invasion as a result of Boer War. racial discrimination in Africa started with the enactment of Apartheid laws in 1948.Apartheid was invented when an uneasy power- sharing between the Boers and Afrikaners held s demeanor until 1940s. Since Afrikaner issue Party was able to gain strong majority, they worked Apartheid as a means to reinforce their make over the social and economic system. Initially, the objective of the apartheid was to maintain white domination and leadership while extending racial separation (Chokshi, Carter, Gupta, Martin and Robert, 1995).The term Apartheid is from the African word for apartness was actually coined in the 1930s and later used as a political slogan of the National party. The social and political custom of Apartheid was materialized under law later on the primarily Afrikaner Nationalists came to power in 1948 (Apartheid).When Apartheid was institutionalized, racial discrimination started. Apartheid, as racism made law, consisted of numerous laws that denied basic human rights and political rights for black people. They were obviously exploited and their lives were segregated with the white people.People of mixed prevail like Asians and Coloureds were also exploited and terrorize. It was a system dictated in the minutest detail as to how and where the bouffant black majority would work, live and dies (Human Rights, Historical images of Apartheid in South Africa).The ultimate goal of Apartheid was to establish racial separation legally and to maintain the guarantee of white authority. The restrictions formulated by the Apartheid laws and effects fit(p) the black people in the difficulties regarding land issues, living areas, jobs, personal relationship, political rights, constitutional and human rights.The convention Acts of 1950 divided the lands in which blacks and whites resided into distinct residential zones. The best urban, agricultural and industrial areas were expectedly give to whites while blacks were given only some distinct areas in South Africa. Blacks were not allowed to live and occupy areas that were named as white zones.Even marriage and relationships were so extensive and encompassing for blacks. It is illegal and against the law to marry a person of a ssorted race. Couples and families were strictly required by law to obtain state permission before they could live together and authorities had given any right to refuse such permission.Every black South African has their induce passbook issued by the government that will determine where they could live and work which they have to carry every now and then. In terms of Education, the Bantu Education Act of 1953 was instituted to provide black pupils with different way of learning than white students. Black students were given different orientation, expectations and future goalsWorks CitedChokshi, Monal., Carter, Cale., Gupta, Deepak., Martin, Tove and Robert Allen. 1995 The history of Apartheid in South Africa. Stanford Universityhttp//www-cs-students.stanford.edu/cale/cs201/apartheid.ethics.htmlAfrica-ApartheidAfricana, The encyclopedia of the African and African American Experience.http//www.africanaencyclopedia.com/selections.htmlHuman Rigths, Historical images of Apartheid in South Africa. United Nations 2008 http//www.un.org/Spindle, Tim., Shafer, Rachel., Joliff, Kevin.,Henderson., Sarah.,Bradford, Stephanie and David Weigman.Laws and Effects of Apartheidhttp//home.snu.edu/dwilliam/f97projects/apartheid/Document5.htmlApartheid, South Africa.Wander the Planethttp//www.wandertheplanet.net/SouthAfrica/apartheid.htm

Saturday, May 18, 2019

Marketing and Tasty Snacks Jenny

Specimen Paper for UPF Marketing-1 with answers Section A Multiple Choice Questions 2 marks each (10 marks) 1. __________________ is the process of evaluating each market segments attractiveness and selecting unmatchable or more segments to enter. a. Mass selling b. Market segmentation c. Market targeting d. Market positioning resolve c 2. _______________ factors are the most popular bases for segmenting customer groups. a. Geographic b. Demographic c. Psychographic d. Behavioral Answer b 3.The stage is the product life cycle that focal pointes on expanding market and creating product awareness and trial is the a. crepuscle stage. b. introduction stage. c. growth stage. d. maturity stage. Answer b 4. A price reduction to buyers who buy in large volumes is called a(n) a. quantity discount. b. cash discount. c. seasonal discount. d. trade discount. Answer a 5. A company is practicing ________________ if it focuses on subsegments with distinctive traits that may seek a special co mbination of benefits. a. micromarketing b. niche marketing c. mass marketing d. segment marketingAnswer b Section B Case Study Read Item A and therefore answer the questions that follow. Item A Tasty Snacks jenny is studying for her A-levels. At the same time, she enjoys working type time in a local cafe in the crossroads where she lives. She has noticed that the prices charged to customers in the cafe seem to be much higher than the actual costs of making the meals and drinks. She is sure that the owners moldiness be making a good profit. Jenny is now considering whether she should carry on with her studies or whether she should safe leave school and set up her own cafe.Jenny could set up the cafe in the village where she lives which is in a tourist area. She is also considering a busier but more expensive location much(prenominal) as the shopping revolve a meter in the town near to where she goes to school. A recent advert has caught her attention. It is denote Franchise opportunities with well known fast food brands. She would need at least ? 5000 to take up one of these opportunities. Jenny is unsure whether to set up the cafe as a sole dealer or as a franchise. Questions (20 marks) 1.Identify two methods of market research and explain how each method capability help Jenny to make her business successful. (10 marks) 2. Jenny is unsure where the best place would be to finalise her cafe. She is considering two locations ? the village where she lives ? the shopping centre in the town near to where she goes to school. Advise Jenny which is in all probability to be the best option. Give reasons for your advice. (10 marks) Section A- Answers 1 c 2- b 3- b 4 a 5- b Section B Expected Answers Q1. Market research methods could hold Explain/Elaborate surveys questionnaires focus group internet research. or primary and secondary research as methods. Q2. Possible areas for discussion include Analyses- benefit(s) Village location likely to cost les s to buy/rent and run convenient for Jenny tourist area so go out get customers likely to have less competition. Town centre location would be more expensive to buy/rent and run all year round potential likely to have more customers likely to be more competition Jenny will need to travel to work.

Friday, May 17, 2019

Export Finance in India Essay

Credit and pay is the life and blood of any tune whether domestic or international. It is more important in the case of export transactions due to the prevalence of novel non-price matched techniques encountered by exporters in various nations to en galactic their sh atomic number 18 of world markets. The selling techniques are no long-life confined to mere quality price or delivery schedules of the products but are ex goded to recompense considerations offered by exporters. Liberal payment terms usually score over the competitors not moreover of with child(p) equipment but worrywise of consumer goods.The payment terms however depend upon the availability of finance to exporters in relation to its quantum, cost and the period at pre-shipment and post-shipment salute. employment and manufacturing for substantial supplies for exports take time, in case finance is not available to exporter for intersection. They will not be in a position to book large export order if they d ont have sufficient financial funds. Even merchandise exporters involve finance for obtaining products from their suppliers. This term paper is an attempt to throw light on the various sources of export finance available to exporters, the schemes implemented by ECGC and EXIM for export promotion and the recent organisements in this field.Concept of Export payThe exporter whitethorn require sententious term, median(a) term or long term finance depending upon the types of goods to be exported and the terms of statement offered to outside buyer. The short-term finance is needful to attain working capital needs. The working capital is used to meet regular and recurring needs of a business firm interchangeable purchase of raw material, payment of wages and salaries, expenses like payment of rent, advertising etc.tera The exporter may also require term finance for medium and long term financial needs such as purchase of fixed assets and long term working capital. Export finan ce is short-term working capital finance allowed to an exporter. pay and credit are available not merely to help export production but also to sell to overseas customers on credit.Objectives of Export Finance To control commercial & Non-commercial or semipolitical adventures attendant on granting credit to a foreign buyer. To lead natural risks like an earthquake, floods etc. An exporter may avail financial help from any intrust, which considers the ensuing factors a) Availability of the funds at the required time to the exporter. b) Affordability of the cost of funds.AppraisalAppraisal means an approval of an export credit proposal of an exporter. eon appraising an export credit proposal as a commercial affirmer, obligation to the following institutions or regulations needs to be adhered to.Obligations to the RBI under the Exchange defy Regulations are Appraise to be the banks customer. Appraise should have the Exim code number allotted by the Director General of abroa d Trade. Partys name should not appear under the caution list of the RBI. Obligations to the Trade Control Authority under the EXIM policy are Appraise should have IEC number allotted by the DGFT. Goods must(prenominal) be exhaustly exportable i.e. not falling under the detrimental list. If it falls under the negative list, then a valid license should be there which allows the goods to be exported. Country with whom the Appraise wants to mete out should not be under trade barrier. Obligations to ECGC are Verification that Appraise is not under the specific Approval list (SAL). Sanction of Packing Credit Advances.Guidelines for banks dealing in Export FinanceWhen a commercial bank deals in export finance it is bound by the ensuing guidelines a) Exchange manage regulations.b) Trade restrainer regulations.c) Reserve verifys directives issued through IECD.d) Export Credit plug throne guidelines.e) Guidelines of strange Exchange Dealers Association of India.Export-import bank of India(EXIM depone)The Export-import bank of India (EXIM avow) was set up in January 1982 as a statutory quite a little wholly owned by central government. It is managed by the Board of Directors with repatriation from Government, financial institutions, banks and business community. The main objective of Export-Import Bank (EXIM Bank) is to permit financial assistance to promote the export production in India. The financial assistance hand overd by the EXIM Bank widely includes the following Direct financial assistance Foreign investiture finance Term loaning options for export production and export development Pre-shipping credit buyers credit Lines of credit Re-loaning installing Export bills rediscounting refinance to commercial banksThe Export-Import Bank also provides non-funded facility in the form of stop ups to the Indian exporters. Development of export makers Expansion of export production capacity Production for exports Financing post-shipment activities Ex port of manufactured goods Export of watchs Export of technology and softwaresExport financial backing programmes provided by EXIM Bank IndiaEXIM INDIA offers a range of financing programs that match the menu of Exim Banks of the industrialized countries. The Bank provides competitive finance at various stages of the export wheel covering. EXIM INDIA operates a wide range of financing and promotional programs. The Bank finances exports of Indian machinery, manufactured goods, and consultancy and technology operate on deferred payment terms. EXIM INDIA also seeks to co-finance projects with orbiculate and regional development agencies to assist Indian exporters in their efforts to participate in such overseas projects. The Bank is involved in promotion of two-way technology transfer through the outward flow of investment in Indian articulate ventures overseas and foreign direct investment flow into India.EXIM INDIA is also a Partner Institution with European Union and operates European Community Investment Partners Program (ECIP) for facilitating promotion of joint ventures in India through technical and financial collaboration with medium sized firms of the European Union. The Export- Import Bank of India (Exim Bank) provides financial assistance to promote Indian exports through direct financial assistance, overseas investment finance, term finance for export production and export development, pre-shipping credit, buyers credit, lines of credit, relending facility, export bills rediscounting, refinance to commercial banks.Loans to Indian Entities Deferred payment exports Term finance is provided to Indian exporters of eligible goods and services, which enables them to offer deferred credit to overseas buyers. Deferred credit suffer also cover Indian consultancy, technology and other services. Commercial banks participate in this program instanter or under risk syndication arrangements. Pre-shipment credit finance is available from Exim Bank for comp anies executing export contracts involving cycle time exceeding six months. The facility also enables provision of rupee mobilization expenses for bodily structure/ piece of ass project exporters. Term loans for export production Exim Bank provides term loans/deferred payment guarantees to hundred% export-oriented units, units in free trade zones and computer software exporters. In collaboration with International Finance companionship. Washington, Exim Bank provides loans to enable itty-bitty and medium enterprises to upgrade their export production capability. Overseas Investment finance Indian companies establishing joint ventures overseas are provided finance towards their equity contribution in the joint venture. Finance for export marketing This program, which is a component of a World Bank loan, helps exporters implement their export market development plans.Loans to Commercial Banks in India Export Bills Rediscounting Commercial Banks in India who are authorized to dea l in foreign exchange washstand rediscount their short term export bills with Exim Banks, for an unexpired usage period of not more than 90 days. Refinance of Export Credit Authorized dealers in foreign exchange can obtain from Exim Bank 100% refinance of deferred payment loans extended for export of eligible Indian goods. Guaranteeing of Obligations Exim Bank participates with commercial banks in India in the issue of guarantees required by Indian companies for the export contracts and for execution of overseas construction and turnkey projects.industrial Finance Corporation of India (IFCI)Government of India came forward to set up the Industrial Finance Corporation of India (IFCI) in July 1948 under a Special Act. The Industrial Development Bank of India, scheduled banks, insurance companies, investment trusts and co-operative banks are the shareholders of IFCI. The Government of India has guaranteed the repayment of capital and the payment of a minimum annual dividend. Since J uly I, 1993, the federation has been converted into a company and it has been given the status of a Ltd. Company with the name Industrial Finance Corporations of India Ltd. IFCI has got itself registered with Companies Act, 1956. Before July I, 1993, global public was not permitted to hold shares of IFCI, only Government of India, RBI, Scheduled Banks, Insurance Companies and Co-operative Societies were holding the shares of IFCI.Management of IFCIThe corporation has 13 members Board of Directors, including Chairman. The Chairman is appointed by Government of India later consulting Industrial Development Bank of India. He works on a whole time basis and has tenure of 3 years. forbidden of the 12 directors, cardinal are nominated by the IDBI, two by scheduled banks, two by co-operative banks and two by other financial institutions like insurance companies, investment trusts, etc. IDBI normally nominates iii outside persons as directors who are experts in the fields of industry, labour and economics, the fourth nominee is the important theater director of IDBI. The Board meets once in a month.It frames policies by keeping in view the interests of industry, commerce and oecumenical public. The Board acts as per the instructions received from the government and IDBI. The Central Government reserves the power up to the Board and appoints a bleak one in its place. IFCI also has Standing Advisory Committees one to each one for textile, sugar, jute, hotels, engineering and chemical processes and allied industries. The experts in antithetical fields appointed on Advisory Committees. The hot seat is the ex-officio member of all Advisory Committees. All applications for assistance are first discussed by Advisory Committees in the first place they go to Central Committees.Financial Resources of IFCIThe financial resources of the corporation consist of share capital bonds and debentures and borrowings. a) Share peachy The IFCI was set up with an authorized c apital of Rs. 10crores consisting of 20,000 shares of Rs. 5,000 each. This capital was later on increased at different times and by March, 2003 it was Rs. 1068 crores. b) Bonds and Debentures The Corporation is authorized to issue bonds and debentures to supplement its resources but these should not exceed ten times of paid-up capital and reserve fund. The bonds and debentures stood at a figure of Rs.15366.5 crores as on thirty-first March 2003. c) Borrowings The Corporation is authorized to borrow from government IDBI and financial institutions. Its borrowings from IDBI and Govt. of India were Rs. 975.6 crore on March 31, 2003. Total assets of IFCI as on March 31, 2003 aggregated Rs. 22866 crore.Functions of IFCIo Granting loans or advances to or subscribing to debentures of industrial concerns repayable within 25 years. Also it can convert part of such loans or debentures into equity share capital at its option. o Underwriting the issue of industrial securities i.e. shares, stock, bonds, or debentures to be disposed off within 7 years. o Subscribing directly to the shares and debentures of public limited companies. o Guaranteeing of deferred payments for the purchase of capital goods from abroad or within India. o Guaranteeing of loans raised by industrial concerns from scheduled balls or state co-operative banks. Acting as an agent of the Central Government or the World Bank in take note of loans sanctioned to the industrial concerns.IFCI provides financial assistance to eligible industrial concerns regardless of their size. However, now-a-days, it entertains applications from those industrial concerns whose project cost is about Rs. 2 crores because up to project cost of Rs. 2 crores various state level institutions (such as Financial Corporations, SIDCs and banks) are expected to meet the financial requirements of viable concerns. While approving a loan application, IFCI gives due consideration to the feasibility of the project, its richness to the nat ion, development of the backward areas, social and economic viability, etc.The most of the assistance sanctioned by IFCI has bypast to industries of national priority such as fertilizers, cement, power generation, paper, industrial machinery etc. It has sanctioned nearly 49 per cent of its assistance for projects in backward districts. IFCI introduced a scheme for spew units also. The scheme was for the revival of sick units in the tiny and small scale sectors. Another scheme was framed for the self-employment of unemployed young persons. The corporation has diversified not only merchant banking but also financing of leasing and hire purchase companies, hospitals, equipment leasing etc. were the other new activities of the corporation in the last few years.Promotional ActivitiesThe promotional role of IFCI has been to foregather the gaps, either in the institutional infrastructure for the promotion and growth of industries, or in the provision of the some(prenominal) needed guid ance in project intensification, formulation, implementation and operation, etc. to the new tiny, small-scale or medium scale entrepreneurs or in the efforts at improving the productivity of human and material resources.(a) Development of unwilling Areas IFCI introduce a scheme of confessional finance for projects set up in backward areas. The backward-districts were divided into tether categories depending upon the state of development there. All these categories were eligible for concessional finance. Nearly 50 per cent of total lending of IFCI has been to develop backward areas.(b) Promotional Schemes- IFCI has been operating six promotional schemes with the object of helping entrepreneurs to set up new units, broadening the entrepreneurial base, encouraging the adoption of new technology, tackling the problem of sickness and promoting opportunities for self development and self-importance employment of unemployed persons etc. These schemes are as such1. Subsidy for Adopting In digenous Technology2. impact Cost of Market Studies3. Meeting Cost of Feasibility Studies4. Promoting Small Scale and Ancillary Industries5. Revival of ptyalise Units6. Self-development and Self employment SchemeExport Credit Guarantee Corporation of India (ECGC) In order to provide export credit and insurance support to Indian exporters, the GOI set up the Export Risks Insurance Corporation (ERIC) in July, 1957. It was transformed into export credit guarantee corporation limited (ECGC) in 1964. Since 1983, it is now have a go at it as ECGC of India Ltd. ECGC is a company wholly owned by the Government of India. It functions under the administrative control of the Ministry of Commerce and is managed by a Board of Directors representing government, Banking, Insurance, Trade and Industry. The ECGC with its headquarters in Bombay and several regional offices is the only institution providing insurance cover to Indian exporters against the risk of non-realization of export payments d ue to occurrence of the commercial and political risks involved in exports on credit terms and by offering guarantees to commercial banks against losses that the bank may suffer in granting advances to exports, in connection with their export transactions.Objectives of ECGC To comfort the exporters against credit risks, i.e. non-repayment by buyers To harbor the banks against losses due to non-repayment of loans by exportersCovers issued by ECGCThe covers issued by ECGC can be divided broadly into four groups STANDARD POLICIES issued to exporters to protect them against payment risks involved in exports on short-term credit. SPECIFIC POLICIES Designed to protect Indian firms against payment risk involved in (i) exports on deferred terms of payment (ii) service rendered to foreign parties, and (iii) construction works and turnkey projects undertaken abroad. FINANCIAL GUARANTEES Issued to banks in India to protect them from risk of loss involved in their extending financial supp ort to exporters at pre-shipment and post-shipment stages. SPECIAL SCHEMES such as Transfer Guarantee meant to protect banks which tack on confirmation to letters of credit opened by foreign banks, Insurance cover for Buyers credit, etc.STANDARD POLICIESECGC has designed 4 types of standard policies to provide cover for shipments made on short term credit Shipments (comprehensive risks) Policy to cover both political and commercial risks from the date of shipment. Shipments (political risks) Policy- to cover only political risks from the date of shipment Contracts (comprehensive risks) Policy- to cover both commercial and political risk from the date of contract Contracts (Political risks) Policy - to cover only political risks from the date of contractRISKS COVERED at a lower place THE STANDARD POLICIES1. Commercial Risksa) Insolvency of the buyerb) Buyers protracted default to pay for goods accepted by himc) Buyers failure to accept goods subject to certain conditions2. Po litical risksa) Imposition of restrictions on remittances by the government in the buyers hoidenish or any government action which may block or delay payment to exporter. b) War, revolution or civil disturbances in the buyers country. Cancellation of a valid import license or new import licensing restrictions in the buyers country after the date of shipment or contract, as applicable. c) Cancellation of export license or fraud of new export licensing restrictions in India after the date of contract (under contract policy). d) Payment of additional handling, revel or insurance charges occasioned by interruption or diversion of voyage that cannot be recover from the buyer. e) either other cause of loss occurring outside India, not normally insured by commercial insurers and beyond the control of the exporter and / or buyer.RISKS NOT COVERED UNDER STANDARD POLICIESa) Commercial disputes including quality disputes raised by the buyer, unless the exporter obtains a decree from a comp etent court of law in the buyers country in his favour, unless the exporter obtains a decree from a competent court of law in the buyers country in his favour b) Causes inherent in the nature of the goods.c) Buyers failure to obtain import or exchange authorization from authorities in his county d) Insolvency or default of any agent of the exporter or of the put in bank. e) loss or damage to goods which can be covered by commerci8al insurers f) Exchange fluctuationg) dissimilitude in documents.SPECIFIC POLICIESThe standard policy is a whole turnover policy designed to provide a continuing insurance for the regular flow of exporters shipment of raw materials, consumable perdurable for which credit period does not normally exceed 180 days. unique(predicate) policies are issued in respect of Supply Contracts (on deferred payment terms), Services Abroad and Construction Work Abroad.1) Specific policy for Supply ContractsSpecific policy for Supply contracts is issued in case of expor t of Capital goods sold on deferred credit. It can be of any of the four forms a) Specific Shipments (Comprehensive Risks) Policy to cover both commercial and political risks at the Post-shipment stage b) Specific Shipments (Political Risks) Policy to cover only political risks after shipment stage. c) Specific Contracts (Comprehensive Risks) Policy to cover political and commercial risks after contract date. d) Specific Contracts (Political Risks) Policy to cover only political risks after contract date.2) Service policyIndian firms provide a wide range of services like technical or professional services, hiring or leasing to foreign parties ( head-to-head or government). Where Indian firms render such services they would be exposed to payment risks similar to those involved in export of goods. Such risks are covered by ECGC under this policy. The policy covers 90%of the loss suffered.3) Construction Works PolicyIt covers civil construction jobs as well as turnkey projects involvin g supplies and services of both with private and foreign government. This policy covers 85% of loss suffered on account of contracts with government agencies and 75% of loss suffered on account of construction contracts with private parties.FINANCIAL GUARANTEESExporters require adequate financial support from banks to carry out their export contracts. ECGC backs the lending programmes of banks by issuing financial guarantees. The guarantees protect the banks from losses on account of their lending to exporters. Six guarantees have been evolved for this routine-(i). Packing Credit Guarantee(ii). Export Production Finance Guarantee(iii). Export Finance Guarantee(iv). Post Shipment Export Credit Guarantee(v). Export Performance Guarantee(vi). Export Finance (Overseas Lending) Guarantee.These guarantees give protection to banks against losses due to non-payment by exporters on account of their insolvency or default. The ECGC charges a subvention for its services that may vary from 5 p aise to 7.5 paise per month for Rs. 100/-. The premium charged depends upon the type of guarantee and it is subject to change, if ECGC so desires.

Thursday, May 16, 2019

Storm Born Chapter Thirteen

Youre late, I told him, trying to act like my robe wasnt falsehood step up on the hallway floor.He glanced around, and I couldnt help a small brea liaison place of pleasure. forevery(prenominal) ounce of him was charged and ready, that muscled body in a fighters stance. His dark eyes held a touchy, savage t peerless as he assessed for threats. He was magnificent. He looked as though he could afford single-handedly torn a bulge an army hence and there. I wrapped my arms around myself, from neither coldness nor modesty.I was walking up your driveway and felt somethingsomething dark. His body relaxed, the animal fierceness in his eyes replaced by that smoky sensuality as he seemed to nonice for the first time that I was naked.A remote Man. He had to go save an appointment with Perseph maven.Kiyos lips twitched into a grimace. Were you in the shower?Sauna. I impaled him with a mirror.Nice.We st bed at each other, a thick tension building up in the air betwixt us.Well, I u tter finally. Thanks for checking in. You toilet leave now.Eugenie My confusion and lust took their rightful backseat to my indignation. I swallow zero to say to you. I dont inadequacy to say eitherthing to you. Get out. non until Ive explained everything.Like what? How you cute to get me pregnant, that like every one and only(a) else?He blinked, cl spikely surprised. I what? No. Of course not. For Christs sake, I procedured a condom.Yeah, I do it. I was there. I could hear the irrational sulkiness in my voice. Why else would you have done it, thus?His eyes traveled from my face down my entire body, and then back to my face. Why do you theorise?I swallowed, attempting to ignore the warmth left from where his gaze had touched me. Okay. I get the mechanics of it. more everywhere you cant sit there and discover me you world in that bar was a coincidence.No. It wasnt, he said patently.I waited for more. Thats it?He sighed and leaned against the wall. I was chooseed by a friend to find you and mark you so we could keep track of you. I didnt know why I had no idea who you were at the time.What? Someone told you to catnap with me?Er, no. That was my own, um, improvisation. I could have marked you other ways. He smiled meaningfully. alone you were too charming and pretty.Hey Dont use that fox sex magic on me. Its already caused enough trouble. Who told you to do that? To mark me?The flirtatious smile disappe ard. Silence.Look, youre supposed to be the big honesty advocate. If you arent red ink to play that way anymore, then Im going to blast your ass out of here.A glint of amusement flickered in his eyes. I weigh Id like that. He paused. Finally No one you know. Her name is Maiwenn.The Willow Queen. I took satisfaction in seeing his surprise. I know more about(predicate) the gentry than you think.Apparently. When she found out who you were, she sine qua noned to watch you and find out where you stood on your fath on the Storm King predictio n.I met his questioning look with incredulity. Are you seriously request me? You think I want to see gentry take over the world?No, not genuinely. notwithstanding Maiwenn wanted to be sure on your position. She opposed Storm King forwards and has no appetite to see an incursion. Shed rather put resources into the Otherworld, into carry oning there and making that home.Smart lady, I said bitterly. I indirect request theyd all stay there.Dont knock the Otherworld. It has its appeal.Yeah? So, what, you consider yourself one of them?I consider myself part of both worlds. Its who I am. Its who you are too.No. Im not part of that world. I stared past him without unfeignedly seeing, suddenly relish tired. Sometimes I dont even feel a part of this world.He beated the distance amidst us and sat down on the bed. Those dark eyes brimmed with concern. Dont say that.I looked off so he wouldnt see my eyes getting wet. I dont know whats going on anymore. Everythingeverythings changed. I cant gambling around without someone trying to rape me. I cant trust the tidy sum I love. I dark back to him. I cant trust you.His hand reached out and touched my cheek. Yes, you can. Eugenie, I didnt sleep with you to get you pregnant. I didnt even sleep with you proficient because youre hot though that was a definite perk. I liked you. I still like you. I want us to have something.Hed moved his hand down my neck, to my shoulder, and then to my upper arm. His fingers lazily traced the outline of Hecates snake. Goosebumps rose on my flesh.Dont look at me like that. I dont want to get pregnant.Contraceptive technology is a wonderful thing.I cant be involved with you.Why not?The words hurt coming out. Becausebecause of what you areThe hand dropped. Im the same I know, I know. The same as me. Kiyo, youve got to understand. Ive got a vision to deal with right now. I justwell, I just cant. Not yet. Maybe I looked at him, at the kind and intelligent face, at the smoldering body so close to mine. Maybe some day, we canSomething on my face must have installn away my feelings, that no matter how terrified of getting close to him I was, I still liked him and wanted him. The old mischievous smile appeared on his face, and his hand cupped my chin. He pressed his lips against my cheek. Then let me be your friend, he whispered.I closed my eyes and let his heat envelop me. Friends dont breathe in my ear like that.Well be special friends.Kiyo He drew back a little, still smiling. Seriously, Eugenie. If we cant be lovers, I still want to be in your life. I want to help you through this. I want to protect you.I stiffened, and my old snarkiness reared its head through the emotional miasma. I dont need protection.Do you have any idea how bad its going to get for you?Ive handled it so far. Ill handle it again.God, youre amazing. His spoke with admiration. But youre in like manner annoyingly difficult. Let someone help you. Let me help you.I stared stonily ahead. His exp ression darkened.Theyre going to come after you Do you think I can just sit around when mint are trying to hurt and rape you?The heat in his voice seared me. He wasnt irate at me he was angry for me. He regarded me in a way no one had ever looked at me before, an expression that said I meant so a good deal to him that he would take on snake pit itself to protect me. That intensity wrapped around me. It thrilled me. It s liked me. I didnt know what to do with it.Again, he read my face. This time, he pulled me over, crushing my body against his. I didnt fight it. Let me help you, he repeated.How? You stick out an hour and a half away.He pressed his face against my hair. Ill commute.Oh for Gods I mean it. I know I cant be with you all the time, except Ill do what I can.Youre going to trail me like a bodyguard or something?Ill do it as a fox if it makes you feel kick downstairs.I laughed in arouse of myself, tightening my hold on him. I knew we shouldnt be locked in this kind o f embrace, but honestlyafter everything that had happened, it was comforting. And a turn-on too. But mostly comforting.Whats that like anyway?Whats what like?Being a fox. Is it supernatural?I dont know. Ive always been that way. Its the and thing I know.Yeah, butwhy not just stay human all the time?Im stronger as a fox. Comes in handy in a fight.Youre not too shabby as a human.Women think foxes are cute.Not that cute, I grumbled. I could position his smile.Its a good way to let your instincts take over.Which instincts?In one movement, he had me flipped onto my back. His hands held mine down while his body pressed against the rest of me. Those lips hovered a few breaths from mine.All of them, he growled.My breath was coming out in rapid bursts, and a voice in the back of my head was yelling, Hey have in mind how you dont want to be involved with preternatural people? I knew that voice was right, but it was kind of hard to pay attention when my body was melting against his and o ne of his hands had slid down to the side of a breast.I dont think friends are supposed to lay like this. I know, he said.Or bodyguards.I know.Or veterinarians.That I disagree with.He crushed his mouth to mine, and it was powerful and ravenous and furious and wonderful. I couldnt think or do anything coherent in that moment, only let him keep kissing me and kissing me.At last he broke away. He sat up, and I could see his body tremble. The look in his eyes was still hungry and yearning, and there was a visible struggle within him, a struggle of two halves. One must have won, because he took a thick-skulled breath, and that animal need coloured slightly from him.I need to go, he said at last. Ive got to work in two hours.Okay.We stared at each other for a long time. I pulled a carpenters plane up, letting it cover part of me. A grin lit his features.Thanks. That helps. He stood up and moved toward the door. Hey, would you mind meeting Maiwenn? She wants to talk to you in person, see what youre like.You seem pretty chummy with her, I said. The words came out sharper than Id intended, but he looked unfazed.Shes a good friend. And I believe in her philosophies. She wants both our worlds left intact. So do I. She can be a good friend to you too.Is she strong enough to come over here? He n erraticed. If shell do it, Ill meet her. Im not really keen on going over there anytime soon.Ill tell her.He took a few steps out the door, and this time I called to him. HeyKiyo.Yeah?All these people andthings are coming after me because they think Im going to be Damiens mother or somethingbut seriously, do you actually think any of its true? Do you really believe this prophecy could happen? Roland my stepdad says prophecies are a dime a dozen in the Otherworld.They are, Kiyo said slowly, a slight wrinkle between his eyes as he theme. And most dont come true. But a lot do, a lot more than youd think growing up here. The thing about prophecies iswell, people sometimes read the malign things into them. Or, in trying to avert them, they only make the prophecy come true.I shivered, half-wishing he would have just said prophecies were a bunch of crap. You mean like Oedipus? How his father got rid of him to beat that prophecy?Exactly. Doing that only ended up making it happen. Seeing my dark look, he smiled. Hey, dont worry about it. I told you most dont come true. And besides, youre not trying to have kids, so theres nothing to worry about. Concentrate on the now.I gave him a faltering smile back, hoping he was right. Thanks.He held my eyes for a few seconds before stepping out of the room, only to return a moment later with my burnt mirror. He set it on the dresser, regarding it with displeasure. Sorry I wasnt here sooner.Hey, I said, mustering some bravado, I told you I can take care of myself.Those dark eyes flashed. I know. Youre a dangerous woman.I wasnt entirely sure if he referred to my struggle abilities or something else.When he was kaput(p), I lay back in bed with a sigh, thinking I might not move for a week. Things just got weirder and weirder around here.Suddenly I felt a faint pressure build in the room. I sat up straight. Red eyes peered at me from a dim corner.Volusian? I didnt summon you.You gave us permission to come if we acquired information.Yeah. I suppose I did. I didnt really think any of you would actually listen to me. Whats up?Ive come to tell you Otherworldly interest in you has increased.I stared at him stupidly a moment, then pointed to the bloody athame Id used on the Gray Man. Gee, you think?He shook his head. More than these scattered polishs. Before, others were interested in you simply because of your heritage. Now, after seeing yousome are more excited still. They find youattractive. I could tell the concept muddled him.Great. Now Im fertile and hot. So whats this mean? Should I be expecting daily attacks?More like unionised attacks.Groups?Worse.Worse than a group of guys trying to have sex wi th me? How?For now, only creatures and gentry who can cross over in physical or elemental form provideing try. But we are weeks from Beltane, mistress. When the doors dissipateJesus, I breathed. Everything with a dick is going to come looking for me.He didnt bother with a response. But when I said nothing more, he asked, What pull up stakes you do?What do you think? The same as Ive been doing. Ill fight them off.He stayed quiet, but I could feel his disapproval.What else do you expect me to do? Submit?I expect you to not sit around and wait for the inevit fit. You might as well be from one of the bride-by-capture societies. Always being on the defensive will get you nowhere eventually someone will overpower you.I laughed without really finding anything funny. So, what, I go on the offensive? Head over and just start taking on random gentry and spirits?No. You start claiming your heritage. They attack you because you let them, because you kick at one and then wait for the next. Y ou make yourself a victim, yet you are Storm Kings daughter. In his day, his rule stretched farther than any of the current monarchs. His kingdom may be gone now, but his legacy makes you royalty. If you acted like it, they wouldnt attack you so brazenly.I doubt theyd give up abstracted to father Storm Kings heir just because I started calling myself a queen or a princess.Oh, theyd still want you, but they would go about it differently. Theyd approach you with respect. They would try to woo you. Now they only swear out you with disdain. They treat you like the victim the piece of flesh that you have let yourself become.I didnt really like the thought of a bunch of gentry bringing me flowers and chocolate, but I liked it better than rape.Yeah, but joking aside, I cant just go in there and say, Hey, Im Storm Kings daughter, treat me with respect.Well, he said dryly, it would be a start. However, you will drive home your connection to him most when you stop relying on those. He poin ted at my weapons. They make you human.I am human.You are half-human. If you want them to respect you as one of the gentry, you need to remind them of who you are. You need to draw on the power within you, on your fathers legacy.I thought about what Roland had said, about how he had purposely buried my power. Faint flickers of the vision came back to me, how Id reached for power just before it ended. No. I wont use gentry magic.Volusian sighed. He pointed to the burnt mirror. Mistress, why did you use that as a weapon?Because a Gray Man caught me unarmed.Had you been in full control of your magic, you would have involve no weapons. You could have destroyed him as soon as he crossed your threshold.I tugged the sheet up and wrapped my arms around myself. The thought of power like that terrified meand yet deep down, I saw its appeal. I didnt like being defenseless at twenty-six any more than I had at twelve. Volusian sensed this.Your true nature knows I am right. It longs to be realiz ed.If I give in to this nature, Ill become gentry.Youll never be fully gentry or human. That you must accept. You must simply take the best of each.Even if I wanted to do this I swallowed, still uncertain if I wanted the kind of power he was talking about I wouldnt know the first thing about tapping it. Roland cant teach me about gentry magic.Then youll have to find a gentry teacher.Where will I find one who wont try to rape me first? I dont really have any friends over there.Dont you? He looked at me expectantly.You mean Dorian.Of all the rulers in the Otherworld right now, only he has tenacious his people to leave you alone.Seriously? But why? He told me himself he wants to see Storm Kings invasion happen.Most believe he gave the order simply because he wants you for himself. I, however, suspect he also belike acts out of some ridiculous sense of altruism and his own pride. Of course, some of his people wont heed the warning, but you will find less of them attacking you than others. Like Aeson and his followers, for example. Apparently Aeson was alive after all. Id forgotten to ask Kiyo about that in the wake of all the other drama.StillDorian made the attempt, huh? I thought back to my encounter with him. Of all the gentry, he had been the one I almost felt comfortable with, which was startling, considering how odd he was. And he had helped me. But I know he wants to have sex with me too. He didnt really make that a secret.Of course he does. Which is why hell help you. Hell help you because he thinks itll bring you to his bed. And because being close to you will impress his rivals and allies alike. Theyll think youre lovers, even if you arent. Hell like that.Youll return to me. You wont be able to help yourself.I shivered, and Volusian continued Youll benefit as well. Go to him as an equal, and he will treat you as one. His attitude will go a long way to influence others.If I do this, Ill have come a long way from being feared by the gentry to cozying up with one for political reasons. Thats quite a leap.Not really. Not if you consider how far youve come since your trip to Aesons.Thats an understatement. I rubbed my eyes. I dont know, Volusian. I still dont know if Im ready to approach Dorian. I need to think about it.As my mistress wishes. But I would advise you to think fast. Decide before Beltane. Siding with Dorian will offer both magical and political benefits.Noted. Thanks for the update. And the advice.He bowed, and I stood up to channelize him back. Before I did, I couldnt help messing with him. I was still naked, after all.Hey, Volusian, you havent been checking me out, have you?He gave me his stylemark bland stare. I assure you, mistress, the only allure your bare flesh has for me is to remind me how easy it will be to slice open.I laughed. If not for the fact he was actually serious, hed be so much fun.